Burial Insurance Made Easy

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Funeral Insurance

What is Burial Insurance?

Burial insurance is basically a life insurance policy.  A life insurance policy pays out a lump sum to beneficiaries to be used for any purpose,  When a life insurance policy is purchased to cover burial expenses the benefit amount generally is used to cover "end of life" expenses including the burial costs. These burial insurance polices are not funeral or burial contracts with a funeral home.  These are insurance policies and the benefits can be paid to any beneficiary of your choice to cover the cost of your final expense.  These burial insurance policies are typically whole life policies requiring no medical exam.  The policy being a whole life policy is important because the coverage is permanent ensuring the money will be there when your family needs it.  As long as the premiums are paid, these types of policies will never expire.  This gives you peace of mind that your burial will not become a hardship for your loved ones.  With most whole life "final expense" policies the premium will never increase, they are fixed for the life of the insurance contract.  All the quote results on this site are "whole life" policies with "fixed" premiums from only "A" rated insurance companies. Burial Insurance can vary widely in price.  This price difference between policies is based on your medical history.  Knowing how burial policies are priced is very helpful when shopping for this peace of mind.

Some burial insurance policies ask no medical questions on the application.  These are called "guaranteed issue" policies.  This means that all applicants are accepted for coverage.  No application is ever declined! These policies are priced higher, but when medical conditions prevent securing other policies, the investment of higher premiums may be well worth it.   A guaranteed acceptance insurance policy asks no medical questions at all!

Remember you can buy you policy right here completely online.  Get your instant quote now, use the quote tool above.  Be sure to check out our blog.

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Burial Insurance Made Simple!